DEALER FAQ’s

Sensible Auto has thought of everything, including the answers to your questions

How can Sensible Auto help me sell more cars?

Our technology lets us give Instant Approval for most customers, so you can serve more of the credit-challenged buyers in your market. Being able to say Yes when other dealers cannot will let you make more sales every month.

How long after making a sale will I receive my funding?
A large portion of loans funds on the same day the application is submitted. The actual speed of funding depends on dealers submitting the required information in a timely fashion.
In which states does Sensible do business in?
Sensible is originating loans out of most of the Continental United States.
Is Sensible Auto currently signing up new dealers?
We are always looking to sign up franchise and independent dealers in the markets we serve.
What customers do not qualify for credit approval?
Sensible Finance makes credit approval available for most customers. This provides you, as the dealer, with many additional opportunities to deliver vehicles.
How can I obtain a payoff for a current customer of Sensible Auto?

You can receive a payoff by calling us or you may go to the Contact Us page of this website and make an inquiry to Payoffs.

How do I start selling more cars with Sensible?

To work with Sensible, begin by completing our Dealer Inquiry.

After that, one of our designated Account Executives will reach out to you to. Most dealers are signed up within 24 hours of the initial contact.

I'd like to see a dealer agreement first, please

Of course! You can have a copy of the Sensible Dealer Agreement sent to you by reaching out to us.

Can I have a copy of your rate sheet?

Please contact us to request a copy of the rate sheet be sent to you.

Does Sensible Auto have a Fair Lending Plan?

Yes. Compliance with all applicable federal and state rules and regulations is of the utmost importance to Sensible. Sensible has a Fair Lending Policy and it can be accessed by clicking here.

Dealership employees
Sensible does not finance loans for dealership employees.

Still have questions? Please fill out the form below and someone will be happy to assist!

FAQ’s

Sensible Auto has thought of everything, including the answers to your questions

How can Sensible Auto help me sell more cars?

Our technology lets us give Instant Approval for most customers, so you can serve more of the credit-challenged buyers in your market. Being able to say Yes when other dealers cannot will let you make more sales every month.

How long after making a sale will I receive my funding?
On average, we fund within three business days of receiving a complete contract package. We fund by electronic transfer to make your money available to you in the shortest amount of time.
In which states does Sensible do business in?

We are currently doing business with dealers in:

  • Connecticut
  • Florida
  • Georgia
  • Maine
  • Maryland
  • Massachusetts
  • New Hampshire
  • New Jersey
  • Ohio
  • Pennsylvania
  • and Rhode Island

We have several states under review at this time, and we recommend checking back to this site for information in the future.

Is Sensible Auto currently signing up new dealers?
We are always looking to sign up franchise and independent dealers in the markets we serve.
What customers do not qualify for credit approval?
Sensible Finance makes credit approval available for most customers. This provides you, as the dealer, with many additional opportunities to deliver vehicles.
How can I obtain a payoff for a current customer of Sensible Auto?

You can receive a payoff by calling us or you may go to the Contact Us page of this website and make an inquiry to Payoffs.

How do I start selling more cars with Sensible?

To work with Sensible, begin by completing our Dealer Inquiry.

After that, one of our designated Account Executives will reach out to you to. Most dealers are signed up within 24 hours of the initial contact.

I'd like to see a dealer agreement first, please

Of course! You can have a copy of the Sensible Dealer Agreement sent to you by reaching out to us.

Can I have a copy of your rate sheet?

Please contact us to request a copy of the rate sheet be sent to you.

Does Sensible Auto have a Fair Lending Plan?

Yes. Compliance with all applicable federal and state rules and regulations is of the utmost importance to Sensible. Sensible has a Fair Lending Policy and it can be accessed by clicking here.

Dealership employees
Sensible does not finance loans for dealership employees.
How can Sensible Auto help me sell more cars?

Our technology lets us give Instant Approval for most customers, so you can serve more of the credit-challenged buyers in your market. Being able to say Yes when other dealers cannot will let you make more sales every month.

Still have questions? Please fill out the form below and someone will be happy to assist!