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Discover the smartest, fastest, way to get the car you need, now
We understand that good people can have low credit. So we give you faster, better car financing, right when you need it.
Get the Car You Need
We know how important it is to have a car, and want to help make that happen for you. A car is an absolute necessity for work and for life, and you deserve another chance to buy one, even if you have had problems making your car loan payments before.
Get the Right Loan
We’ll only give you a car loan that we think will work for you, because we want you to succeed with your purchase. We make the details clear, your paperwork simple to fill out, and we set up recurring payments so that you can stay on track during the loan process.
Rebuild Your Credit
We believe that you deserve another chance to rebuild your credit. Every on-time payment you make to us is reported to the three credit bureaus, so by the end of your loan, you should see a higher credit score and better opportunities as a borrower.
Sensible Auto has thought of everything, including the answers to your questions
What are my payment options?
We offer several payment options you may be able to take advantage of when making your payments, including our most common payment methods:
- Automatic Payments (reoccurring debit from your bank account and one-time debit from your bank account)
- PayNearMe – for details, please go to paynearme.com
- Check/Money Order (mail in payment options)
How does Sensible help me rebuild my credit?
Sensible Auto Finance is committed to helping you rebuild your credit. Your timely payments are reported to the major credit bureaus each and every month.
Staying current on your loan is a vital step in establishing a positive payment history.
Can I pay online?
Yes! You can make a payment online by logging in here. To make an electronic payment by phone, please call 877-421-6820.
How do I contact a Sensible Auto representative?
You can reach a representative at (888) 696-4140 from 9am – 8pm EST, Monday – Friday, and 9am – 5pm EST on Saturday.