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I have nothing but good things!
A LIVE person answers the phone. I paid my vehicle off. Title received. Will definitely use them again!!!
Sensible's team was wonderful during the process of purchasing our car.
They were always available and timely in returning our calls. She was even able to close earlier than expected. Thank you so much Sensible Lending we will refer everyone we know who is in the market for auto loan to you.
Nothing short of amazing
They helped us buy our perfect car. I highly recommend them. Thanks once again!!
I have nothing but good things!

A LIVE person answers the phone. I paid my vehicle off. Title received. Will definitely use them again!!!

Sensible's Lending team was wonderful during the process of purchasing our car.

They were always available and timely in returning our calls. She was even able to close earlier than expected. Thank you so much Sensible Lending we will refer everyone we know who is in the market for auto loan to you.

Nothing short of amazing

They helped us buy our perfect car. I highly recommend them. Thanks once again!!

“Thank you Sensible Auto for working hard on my loan and making it possible for me to buy my first car.”

 

 Lauren Free

There’s a better way to borrow

Discover the smartest, fastest, way to get the car you need, now

We understand that good people can have low credit. So we give you faster, better car financing, right when you need it.

Get the Car You Need

We know how important it is to have a car, and want to help make that happen for you. A car is an absolute necessity for work and for life, and you deserve another chance to buy one, even if you have had problems making your car loan payments before.

Get the Right Loan

We’ll only give you a car loan that we think will work for you, because we want you to succeed with your purchase. We make the details clear, your paperwork simple to fill out, and we set up recurring payments so that you can stay on track during the loan process.

Rebuild Your Credit

We believe that you deserve another chance to rebuild your credit. Every on-time payment you make to us is reported to the three credit bureaus, so by the end of your loan, you should see a higher credit score and better opportunities as a borrower.

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This sounds good, but what’s the catch?

That’s a fair question, and the answer is, “there is no catch.” We are committed to helping everyone get the loan they want to get the car they need.

Everything will be presented to you up front so you’ll know what your payments will be and when they’re due, before you sign anything. Our friendly, professional customer service team will always be here to help you, for the life of your loan.

Need to speak to a Sensible Auto representative?

You can reach one of our representatives at (888) 696-4140 from 9am – 8pm EST, Monday – Friday, and 9am – 1pm EST, Saturday.

Sensible Auto has thought of everything, including the answers to your questions

What are my payment options?

We offer several payment options you may be able to take advantage of when making your payments, including our most common payment methods:

  • Automatic Payments (reoccurring debit from your bank account and one-time debit from your bank account)
  • PayNearMe – for details, please go to paynearme.com
  • Check/Money Order (mail in payment options)
How does Sensible help me rebuild my credit?

Sensible Auto Finance is committed to helping you rebuild your credit. Your timely payments are reported to the major credit bureaus each and every month.

Staying current on your loan is a vital step in establishing a positive payment history.

Can I pay online?

Yes! You can make a payment online by logging in here. To make an electronic payment by phone, please call 877-421-6820.

How do I contact a Sensible Auto representative?

You can reach a representative at (888) 696-4140 from 9am – 8pm EST, Monday – Friday, and 9am – 5pm EST on Saturday.

Still have questions?